As FIDUCIARIES we follow a proven process to help you

Palo Seco Wealth Management provides fiduciary, fee-only financial planning and wealth management for individuals and families who want a clear strategy for building, protecting, and using their money wisely.

Our comprehensive approach integrates investment management, retirement planning, and tax planning, along with practical guidance for cash flow, insurance and risk management, estate and legacy priorities, and major life decisions, so your plan stays aligned as life and markets change.

For clients who want their portfolio to reflect their values, we also offer faith-based investing with custom screening. If you are looking for a trusted financial advisor who combines disciplined planning with a steady, long-term process, we’re here to help you move forward with clarity and confidence.

Investment Philosophy

Our philosophy focuses on a passive approach to investing. Our goal is to align your portfolio allocation to help you achieve your finish lines. We do this by targeting an optimal portfolio return based on your risk tolerance and time horizon. This will provide you with a high probability of attaining your specific financial goals rather than focusing on generating the highest possible return or beating the market.

We do not adhere to the probability of success models for forecasting your financial future, instead we use a range of returns that provides you with guardrails on how you spend your money. This allows you to either increase or decrease income in retirement based on the performance of your portfolio.

Faith-Based Investing

Palo Seco Wealth Management can create custom portfolios based on YOUR personal convictions. We apply screening tools to ensure we remove any company that does not align with your personal convictions.